Australia-Wide Equipment Finance & Asset Finance for Business
Flexible equipment and asset finance for Australian businesses purchasing vehicles, trucks, trailers, machinery, tools, IT, fit-outs and commercial equipment.
Equipment finance, also known as asset finance, helps Australian businesses purchase the vehicles, machinery, tools, technology and commercial equipment they need without draining working capital.
Whether you're upgrading business equipment, purchasing a truck, funding earthmoving machinery, investing in IT systems or fitting out a commercial space, Tigris Finance helps structure finance to suit your cash flow, business goals and asset use.
Tigris Finance brokers equipment and asset finance across a panel of 74+ lenders, including major banks, second-tier lenders, specialist asset financiers and non-bank lenders. This gives your business access to a wide range of funding options through one experienced finance broker.
We compare lender options and structure the deal based on the asset type, loan term, repayment preference, balloon options, tax treatment and your long-term business objectives.
Equipment finance solutions for Australian businesses
Asset finance is commonly used by tradies, transport operators, construction businesses, medical and allied health providers, hospitality businesses, farmers, manufacturers, fitness operators, IT consultants and small business owners who need reliable equipment to operate and grow.
Depending on your circumstances, we may recommend a chattel mortgage, equipment lease, hire purchase-style structure, business loan or commercial finance option.
Common assets we can help finance
Why use equipment finance?
Equipment finance can help preserve cash flow, spread the cost of essential assets over time, support business growth and allow the asset to generate income while it is being paid off. It may also allow for fixed repayments, flexible loan terms and balloon payment options to better match your business cash flow.
Your accountant should confirm any tax, GST or depreciation implications, but Tigris Finance can help ensure the finance structure is clear, competitive and aligned with your business needs.
About asset and equipment finance with Tigris Finance
Tigris Finance is a Brisbane finance brokerage founded by Wade Hogan. We broker asset and equipment finance Australia-wide across a panel of 74+ lenders, helping you compare options beyond your existing bank.
Process at a glance: complete a fast enquiry, provide the asset details and basic business information, receive lender options, choose the structure that suits your cash flow, and we coordinate settlement directly with the vendor. Many equipment finance approvals can be completed within 24-72 hours depending on the lender, asset and documentation.
What you'll find on this page: what equipment finance is, when it may be the right product, common assets financed, available structures, how approvals work and answers to frequently asked questions.
Common uses for asset & equipment finance
Trucks, trailers & transport
Prime movers, rigids, semis, dollies, refrigerated trailers, tippers. New or used, dealer or private sale, with specialist heavy-vehicle financiers.
Earthmoving & construction plant
Excavators, dozers, loaders, skid steers, scissor lifts, telehandlers, concrete trucks, cranes. Strong lender appetite for civil and earthworks operators.
Agricultural equipment
Tractors, headers, balers, spray rigs, implements, irrigation, on-farm vehicles. Specialist ag lenders with seasonal payment structures.
Tools & tradies' kit
Power tools, welders, generators, compressors, scaffolding, work trailers. Smaller-ticket asset finance with fast approval.
IT, computers, software, AV
Servers, laptops, AV equipment, software licences (yes, software can be financed). Common for fit-outs and tech refreshes.
Fit-outs & shopfittings
Restaurant fit-outs, retail shopfitting, dental and medical equipment, gym equipment, hospitality kit-outs.
Manufacturing & production
CNC machines, presses, lasers, lathes, packaging lines, conveyors, food production equipment.
Asset & Equipment Finance FAQs
What's the difference between a chattel mortgage and an equipment lease?
A chattel mortgage means you own the asset from day one with the lender holding security; the asset sits on your balance sheet and you claim GST upfront and depreciation. An equipment lease means the financier owns the asset and rents it to you; lease payments are tax deductible but the asset doesn't appear on your balance sheet. Different accounting outcomes, different cashflow profiles.
Can I finance second-hand equipment?
Yes. Most asset lenders finance used equipment with sensible age limits (commonly 15-20 years at start of term, 25 years at end). Older niche equipment with strong resale value can still get financed through specialist lenders.
Will the asset need to be inspected?
Sometimes. New assets from dealers don't need inspection. Used assets above certain values (typically $50,000+) often need a third-party valuation or inspection report. Tigris Finance arranges this where required.
Can a startup get equipment finance?
Yes, with conditions. Newer businesses (under 12-24 months) may need a director's guarantee, a property security position, or a higher deposit contribution. We'll be honest about what's realistic for your stage.
Can I finance multiple pieces of equipment in one deal?
Yes. We can package multiple assets into a single facility, or run them as separate facilities with the same lender for tracking. The right structure depends on tax treatment and your accountant's preference.
Related services
Where asset & equipment finance isn't quite the right fit, one of these probably is:
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